Thursday, January 13, 2011

Let This be a Lesson to You!

If you've been following my blog/life at all, you'll know that I was almost impregnated by an unscrupulous dentist, a Dr. Ralph Lloyd Juriansz DDS PhD. He screwed me to the point that there is no coming back. I'm not the least bit reluctant to mention his name out loud and often, to save someone else from his demented wrath.

When you engage the services of a professional, there is a certain amount of trust involved. It never occurs to you that his intentions are not legitimate. This is the case with Dr. Ralph Lloyd Juriansz. I had a doctor's appointment with an internist in the same office complex and sure as shit, he's flown the coup. There is another doctor occupying his former office. This was already told to me by the Arizona Board of Dentistry, when they called and informed me of their decision in my favor.

When Chase Bank sided with the good doctor, I realized their decision was based upon who they could collect from. That would be me, since the creep is gone, took the high road to nowhere land. I contested their decision and wrote to the Federal Reserve. This is the regulatory agency that regulates Chase Bank. Frankly, this was not an easy task, as no one admitted to being the correct agency. I finally just wrote to all off them. About a week ago, I got a call from a Jessica Jones from Chase Bank and she informed me that the case was assigned to her and that she'd be in touch with me soon, with a new decision.

Today the call came. although I was busy, I stopped what I was doing (frying eggs) and sat down to relax and enjoy the reversal of decision. But it didn't happen. Although she was poised and polite, the fact still remained that the bosses told her to side in their own favor and that I still owe the $3500. She mentioned several times that Chase was just the lending vessel. As a consolation prize, she offered me the $3500 loan at 0% interest, for the balance, until paid off.

Honestly, when I contacted the Federal Reserve, I was expecting them to organize the investigation and not give back to the exact people that I'm having a problem with. That shows me that Chase Bank is more powerful that the Federal Reserve! The next time I apply for a credit card, it's going to be from a Mom and Pop outfit, but certainly not one of the big ones that are too big for their britches!

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